Whitney wagged her finger. "People like Tej Gagne are cutthroats. There's no reasoning with them-an academic like yourself shouldn't get involved with them." Frank chuckled. "Now you're being naive! Like you said, Tej Gagne is a big shot. There's no way he'd be personally receiving every villager who wants a loan, right?" Whitney realized with a start at Frank's words—that was true. Even if the villagers would take a loan worth a few hundred grand, Tej still had no reason to personally oversee the transaction.
"So you're saying that those loan sharks are worried about pushing their luck?" she asked. "That's why they name-dropped Tej Gagne to intimidate their victims?" Frank nodded. "Most definitely." "Well, let's go check them out anyway," Whitney said, feeling worshipful toward Frank.
University students were really different and had a stronger sense of justice too.
Follow on NovᴇlEnglish.nᴇt"But that's got to wait until tomorrow," she said, raising her glass. "We need to get drunk tonight!" The next day, Frank called a number Whitney found for him.
"Hello? Who's this?" a spiteful voice asked from the other end.
"Hello, I'm from Chandlerton. May I ask for a loan?" "Nope. Wrong number," the voice said and hung up.
"Wait, it didn't work?" Whitney heard the voice too. "That shouldn't be so. Miles' son called this number!" "Patience," Frank chuckled. "We'll know the truth in just a minute." "Eh?" Whitney was unsure why Frank was so confident.
Ring...
Nonetheless, Frank's phone soon rang again-this time, it was from an unfamiliar number! "Hello? Who's this?" Frank asked, making sure to sound irritable.
The person on the other end did not take offense and was even friendly. "You need to take a loan, yes?" "Oh, they really called?" Whitney was delighted.
Still, Frank was not in a hurry to get down to business. "How'd you know?" "Well, sir, we're a firm that provides loans," the person on the other end explained. "The process is just a little complicated-would that be acceptable?" Content belongs to en.kikistories"The process is complicated?! Sorry, but I need the money right now! Bye!" And with that, Frank hung up.
Follow on Novᴇl-Onlinᴇ.cᴏmWhitney was left confused. "What? Why did you hang up on him?" Frank smiled. "Something like this shouldn't be rushed, or we'd expose ourselves." Whitney nodded but remained confused, but the snumber called again soon enough. Frank answered again but snapped, "Are you crazy? I said I don't need your loan!" Nonetheless, the person on the other end said patiently, "Actually, sir, if you really need the money. urgently, I have a separate schthat can recommend, but the interest would be higher." Content belongs to en.kikistories"How high? "Twenty-five percent per annum!" "Letthink about it," Frank said, and hung up again.
"So, we're turning them down because it sounds fishy? That interest rate is low, after all..." Whitney was more or less knowledgeable about loans, and 25% per annum was a really modest demand from a loan shark.
"You're learning!" Frank smiled in jest.
Later, he kept refusing anything person on the other end was offering and even blocked the Vel.ne number in the afternoon so that his phone could get srest. Content belongs to en.kikistories"You hanging in there, handsome?" Whitney entered his room just then, smiling as she sat on his bed.
"Yeah. How can I help you?" Frank asked.